Collateral and Timing: Why the Property Title Dictates Your Options A traditional mortgage relies on clear, recordable title. Until probate closes, that title sits in limbo. Lenders who follow conventional underwriting guidelines typically won’t fund until the court issues distribution orders. An estate loan solves the timing problem by lending directly to the estate or advancing cas... https://rockpointprobate.com/blog/estate-loans-vs-traditional-mortgages-what-real-estate-heirs-should-know/